Working Capital & Cash Flow Solutions

Discover your funding options

Check your eligibility for working capital & cash flow finance with our online form without affecting your credit score.

'Sustaining Your Business's Day-to-Day Financial Health'

Our Working Capital & Cash Flow Solutions are tailor-made for managing the day-to-day financial operations of your business. These products are ideal for businesses seeking immediate financial solutions to enhance liquidity, manage receivables, or finance short-term operational needs.

Working Capital & Cash Flow Solutions

Invoice Finance

Invoice finance provides businesses with immediate access to a significant portion of their unpaid invoice values, enhancing cash flow and supporting various business needs. This solution allows companies to quickly access up to 90% of their invoice amounts, typically within 24 hours after invoicing. It’s a flexible way to bridge the gap between issuing invoices and receiving payments, making it easier to manage day-to-day operations and plan for growth.


+ We can provide access to Invoice Finance of up to 90% of invoice value quickly and efficiently.


Apply for invoice finance

Merchant Cash Advance (MCA)

Merchant Cash Advances (MCAs), also known as business cash advances, represent a distinctive form of lending centered around a business’s future revenue. This type of financial solution can be instrumental in enhancing cash flow, funding operations, or fostering business growth. Unlike traditional business loans, MCAs deviate from fixed loan structures. Instead, they involve the sale of future sales at a discounted rate. Specifically designed for businesses receiving card payments, the borrowed sum is repaid through a percentage of customer card transactions. This distinctive model provides businesses with flexibility, making MCAs a valuable option for diverse financial needs.


+ We can provide access to merchant cash advance funding up to £200,000 for brick and mortar businesses, and up to £15,000,000 for eCommerce businesses


Apply for a merchant cash advance

HMRC and VAT Loans

When facing a tax bill that strains working capital, specialised funding options exist for paying VAT or corporation tax. These loans allow businesses to spread the financial burden over 3-12 months, providing flexibility and easing the impact on cash flow.


+ We can provide access to HMRC loans annually and VAT loans can be provided quarterly.


Apply for a tax bill loan

Trade Finance

Unlike conventional loans, Trade Finance is tailored to the unique challenges of global trade. It plays a pivotal role in providing businesses with the necessary funding and risk mitigation tools to engage in cross-border commerce. This financial instrument encompasses various services, including letters of credit, documentary collections, and trade credit insurance. Letters of credit assure payment to exporters, documentary collections streamline payment processes, and trade credit insurance protects against non-payment risks. These mechanisms help businesses navigate the complexities of international trade by mitigating financial risks and ensuring smoother transactions.


+ We can provide access to trade finance facilities between £25,000 and up to £10,000,000


Apply for trade finance

Working Capital & Cash Flow Solutions by Type

Explore tailored financial solutions to boost your business’s working capital and ensure a smooth cash flow for your daily operations.

Merchant Cash Advances

MCA Finance Options

HMRC and VAT Loans

Tax Bill Finance Options

Explore Further

If you’re looking for other types of financing, check out our Business Loans for a range of loan options, or Asset-Based Finance for funding secured against your business assets.

Ready to start your funding journey and see what your business qualifies for?

Check your eligibility
Discover the right business finance for you today.